Help Centre
Why the Funds Request system is useful
See how this system helps your business save money and stay flexible
The Funds Request system is built to give you control over how and when you use your financing. This is very different from traditional credit, where you receive the full amount upfront and pay markup on all of it from day one.
You only pay for what you use
If you are approved for KES 500,000 but you only request KES 200,000, you only pay markup on the KES 200,000. The remaining KES 300,000 sits ready for your next transaction at no cost to you.
You only pay for the days you use
The markup is calculated daily. If you take 30 days, you pay for 30 days. If you repay early, you pay for fewer days. This means you can time your request to match your real business cycle.
You decide when to draw
You do not need to draw the money before you actually need it. Submit your request just before the purchase or transaction, and you save days of markup.
You can use the system many times
After you repay, your limit is restored. You can submit another Funds Request whenever you have your next transaction. Your financing grows with your business cycle.
Example of the savings
Say you are approved for KES 300,000 with a 30 day term. If you request only KES 100,000 and repay in 25 days instead of 30, you only pay markup on KES 100,000 for 25 days. Compared to conventional borrowing of KES 300,000 for the full month, you save a lot.