Help Centre
How much you can get with Agri Credit Line
Understand your Agri Credit Line limit
With Agri Credit Line, you can be approved for a limit between KES 100,000 and KES 500,000. Your specific limit depends on your business and how you trade.
What your limit means
Your limit is the maximum amount you can have drawn at any one time. It is not money in your account. It is your borrowing capacity. You decide when to use it and how much to draw.
How we set your limit
We look at your business, your trade volumes, and your repayment ability. Different businesses get different limits based on what is right for them.
Can your limit grow?
Yes. As you use Agri Credit Line and repay on time, your limit can be reviewed and increased over time. Consistent on-time repayment is the best way to build trust and unlock a higher limit.
Example
Say you are approved for KES 300,000. This means you can have up to KES 300,000 drawn at any time. If you draw KES 100,000 for one purchase, you still have KES 200,000 available for other purchases. When you repay the KES 100,000, your full KES 300,000 is available again.