Agri Buyer Financing - Own Your Cash Flow

No. The whole process is 100% digital. You apply online or through your distributor. If needed, our field agents will visit your offices to support you.

Stockist Financing is financing embedded into your stock orders. When you place an order with a partner distributor, Avenews pays them on your behalf. You get your inputs right away and repay us later, with terms designed around your business cycle.

Yes, Stockist Financing is embedded in their order process.

No fixed asset collateral. We use transactional data

If you're eligible, we pay your Stockist Financing within a short time.

No. You only withdraw what you need, when you need it — and you only pay markup on the amount you use.

You can access between KES 200,000 and KES 500,000. In your first few months, your limit might be lower while we get to know your business. Repay on time, and your limit can grow to match your trade volume.

It’s designed for agrovets, agri-traders, and agri-SMEs that buy and sell: Fresh produce Dry commodities Livestock products Animal feeds & inputs

Repay in 1, 2, or 3 months (28–90 days), based on your approved terms. Longer terms mean a lower daily cost.

You qualify if you meet these minimum requirements: Have been in business 12+ months (excluding farming) Turn over at least KES 300K per month Are registered or have a valid county permit Can share 12 months of MPESA/bank statements

Once you apply and share your business details and documents, our team reviews them within 24–48 hours. We work as quickly as you do, the sooner we have your information, the sooner we can set your limit and get you ready to request funds through the Avenews app.

Our pricing is clear and fixed: 28 days → 0.3% daily markup 60 days → 0.22% daily markup 90 days → 0.21% daily markup No hidden fees, and you only pay for what you use. Use our cost calculator to see your exact repayment.

Agri Supplier Financing allows you to access funds based on your outstanding invoices. Instead of waiting for your customers to pay, Avenews advances you up to 85% of the invoice value, helping you maintain smooth cash flow and grow your business.

Yes, you have the flexibility to select which invoices you want to finance, allowing you to manage your cash flow based on your business needs.

We understand that quick access to funds is crucial for your agribusiness. Our process is fast and easy, with approval possible in less than 48 hours: Step 1 - Application: Complete our online application form to check eligibility. If eligible, you will be automatically transferred to set up a call with our financing specialists. (Time: 4 minutes) Step 2 - Onboarding: Share additional documents through our secure mobile app, such as bank and MPESA statements, and business registration certificates. Our team will assist you throughout the process. (Time: Up to you) Step 3 - Business Review: We evaluate your business and provide an official funding offer if approved. If declined, we’ll explain why and suggest improvements. (Time: Up to 24 hours) Step 4 - Activation: Sign the agreement online, then submit invoices for financing requests. You can access your funds within minutes after approval. We are committed to making the process fast and simple.

The financing period ranges from 7 to 45 days, depending on your needs. After repayment, your credit is restored, allowing you to better manage your cash flow and support business growth.

After repaying, your credit limit is automatically restored, allowing you to submit new invoices for financing without any delays.

There is no strict limit to the number of invoices you can finance. As long as your total financed amount stays within your approved credit limit, you can submit multiple invoices for financing.

The markup is based on a daily rate of 0.17% of the financing amount and is applied for the entire financing period, starting from the day the financing is disbursed to your account until the invoice due date. The financing period is calculated from the day you request funds until the invoice is due, with a minimum of 7 days and a maximum of 45 days duration. Key Points: Markup is calculated in full day intervals. The financing period can be between 7 to 45 days. Markup is based on the full invoice amount. For example: Invoice Amount: KES 100,000 Financing Amount: KES 85,000 Financing Period: 7 days Daily Markup Rate: 0.17% Total Markup Rate: 0.17% × 7 days = 1.19% Markup Amount: 1.19% × KES 85,000 = KES 1,011.5

Once you repay the financed amount plus the markup, your credit limit is restored so you can finance more invoices in the future.

You can finance multiple invoices, as long as the total does not exceed your approved credit limit.

Agri Buyer Financing gives you the money to pay your suppliers right away. You get extra time to pay us back, so you can keep your business running smoothly.

We understand that quick access to funds is crucial for your agribusiness. Our process is fast and easy, with approval possible in less than 48 hours: Step 1 - Application: Complete our online application form to check eligibility. If eligible, you will be automatically transferred to set up a call with our financing specialists. (Time: 4 minutes) Step 2 - Onboarding: Share additional documents through our secure online platform, such as bank and MPESA statements, and business registration certificates. Our team will assist you throughout the process. (Time: Up to you) Step 3 - Business Review: We evaluate your business and provide an official funding offer if approved. If declined, we’ll explain why and suggest improvements. (Time: Up to 24 hours) Step 4 - Activation: Sign the financing agreement online, then submit your suppliers' invoices for financing requests. We are committed to making the process fast and simple.

The financing period is 7, 14, 21, or 28 days based on your business cycles.

Yes, you can select the invoices you want to use for financing.

We charge a daily markup of 0.23% on the financing value. There are no hidden fees. You can find the exact cost in our price calculator.

Avenews is a well-established Pan-African Fintech dedicated to empowering small and medium-sized agribusinesses with innovative financial solutions. Our financing solutions are tailored to the unique needs of agribusinesses, providing short-term, flexible financing designed to help agri-SMEs increase cash flow, seize growth opportunities, and thrive in the competitive market. We believe in fostering strong partnerships, understanding our clients' challenges, and delivering fast, transparent, and supportive financial services to ensure their success.

Avenews offers financing solutions that supplement your existing cash flow, enabling you to purchase more agricultural products or inputs and meet market demand effectively.

Avenews offers tailored financial solutions to enhance the purchasing power and cash flow of agribusinesses: Agri Credit Line: Short-term credit to buy stock and meet market demand. Invoice Financing: Get early payments on outstanding invoices to maintain a steady cash flow. Our solutions are: Recurring: Access funds, repay, and repeat for continuous support. Flexible: Borrow only what you need and pay for what you use. Cash Flow Boost: Supplement your cash flow to help your business grow.

Avenews offers fast, short-term financing tailored for agribusinesses: Simplicity: No bureaucracy, no queues—just a straightforward application process. Speed: Once you’re eligible for funding, get quick approval and receive funds within minutes. Recurring Access: Repay and instantly access the same amount without reapplying. Flexibility: Choose your repayment term and only pay for the funds you use, not the entire credit limit. Growth Potential: Your funding amount can increase as your business grows. Transparent Pricing: Clear with no hidden fees. Digital Process: Manage everything online, making it convenient and hassle-free.

Avenews primarily operates in Kenya, serving registered small and medium-sized agricultural businesses involved in the purchase and sale of agricultural produce or inputs. We have offices in Nairobi, South- Africa, and Tel Aviv.

You can always reach us by: Email at jibiwa@avenews-gt.com Through our Facebook Messenger, On WhatsApp at +254-795-021-243 By phone at +254-111-133-300.

Yes, Avenews KE Limited is a licensed data controller and is officially licensed by the Central Bank of Kenya (CBK) as a Digital Credit Provider.