Agri Credit Line

You can access between KES 200,000 and KES 500,000.

In your first few months, your limit might be lower while we get to know your business. Repay on time, and your limit can grow to match your trade volume.

Once you apply and share your business details and documents, our team reviews them within 24–48 hours. We work as quickly as you do, the sooner we have your information, the sooner we can set your limit and get you ready to request funds through the Avenews app.

No. You only withdraw what you need, when you need it — and you only pay markup on the amount you use.

Repay in 1, 2, or 3 months (28–90 days), based on your approved terms. Longer terms mean a lower daily cost.

It’s designed for agrovets, agri-traders, and agri-SMEs that buy and sell:

• Fresh produce

• Dry commodities

• Livestock products

• Animal feeds & inputs

You qualify if you meet these minimum requirements:

• Have been in business 12+ months (excluding farming)

• Turn over at least KES 300K per month

• Are registered or have a valid county permit

• Can share 12 months of MPESA/bank statements

Our pricing is clear and fixed:

• 28 days → 0.3% daily markup

• 60 days → 0.22% daily markup

90 days → 0.21% daily markup

No hidden fees, and you only pay for what you use. Use our cost calculator to see your exact repayment.