Grain millers and processors Fresh produce suppliers Livestock and animal product suppliers (dairy, meat, eggs) Food processors and packers Suppliers selling to supermarkets, manufacturers, wholesalers, hotels, and restaurants

We review your business and invoices, then guide you to the right option based on your needs. You don’t need to choose between Agri Supplier Financing Express or Full Agri Supplier Financing upfront.

Access is based on your invoice value, business activity, and repayment history. Limits can increase as your volumes grow and you repay on time.

Agri Supplier Financing, whether Express or Full, is ongoing, giving you continued access to cash from approved invoices as long as you have available limit. ASF Express: Access up to KES 1.5M Finance invoices for 7–45 days Receive up to 85% of invoice value Repay Avenews at the end of your selected period Full ASF: Access up to KES 6M Finance invoices for 7–60 days Receive up to 85% of invoice value Financing is settled automatically when your buyer pays

Full Agri Supplier Financing offers: Higher limits Longer tenure Lower daily markup Buyer-settled repayment

With Agri Supplier Financing: Repayment is tied to your buyer’s invoice payment. Financing runs until the invoice due date (7–60 days). Markup accrues at 0.17% per day until the buyer pays. When payment comes in, Avenews settles the financed amount and markup automatically, and you receive the balance. With ASF Express: You repay Avenews on your chosen due date (7–45 days), even if your buyer pays later. A daily markup of 0.23% applies for the period you use the funds. Late charges apply only if you miss your due date.

Yes, you can select the invoices you want to use for financing.

You can finance multiple invoices, as long as the total does not exceed your approved credit limit.

For ASF and ASF Express, if you repay before the end of your agreed period, 100% of the markup for unused days is rewarded as a credit and applied to your next funds request.

Late repayments attract additional charges. It’s important to repay on time or communicate early if there’s a delay.

Once you repay the financed amount plus the markup, your credit limit is restored so you can finance more invoices in the future.

You’ll need: Business registration details Invoices Transaction history (MPESA or bank statements)

No. You remain in full control of your business. Agri Supplier Financing only supports cash flow linked to invoices.

We charge a daily markup of 0.23% on the financing value. There are no hidden fees. You can find the exact cost in our price calculator.

The financing period is 7, 14, 21, or 28 days based on your business cycles.